Hurricane Preparedness Center
Sint Maarten sits in the heart of the Caribbean hurricane belt. These guides cover everything you need to know about protecting your property, documenting your assets, and navigating insurance claims after a storm.
Hurricane Season
June 1 – Nov 30
Peak Activity
August – October
Hurricane Irma
Category 5, 2017
Typical Deductible
2–5% of insured value
Hurricane Preparedness Guides
Five practical guides covering every aspect of hurricane preparedness for Sint Maarten residents and businesses.
Preparing Your Property Before Hurricane Season
Structural checks, hurricane shutters, insurance reviews, and everything you need to do before June 1 to protect your home or business from storm damage.
Creating a Home Inventory
A detailed home inventory is one of the most valuable things you can prepare before hurricane season. Learn how to document your possessions room by room and store your records safely.
Protecting Business Assets
How Sint Maarten businesses can review commercial insurance coverage, document assets, and create a business continuity plan before hurricane season begins.
Understanding Insurance Claims After Storm Damage
A step-by-step guide to filing insurance claims after hurricane damage — from documenting losses and completing claim forms to working with loss adjusters and reviewing settlement offers.
Emergency Documentation Checklist
A complete checklist of documents to gather and secure before hurricane season — insurance policies, identification, property records, financial documents, and medical records.
Is your property ready for hurricane season?
Our licensed advisors in Sint Maarten can review your coverage, check your insured values, and ensure you are properly protected before the season begins. No jargon, no pressure.