ENNIA

Carrier Overview

ENNIA is a well-established insurance group in the Dutch Caribbean, with roots dating back to 1944. Operating across Curaçao, Sint Maarten, Aruba, Bonaire, Sint Eustatius, and Saba, ENNIA has a long history of providing life, health, and general insurance products to residents and businesses in the Dutch Caribbean territories.

ENNIA's deep familiarity with the Dutch Caribbean regulatory environment and the specific needs of the region's population makes it a relevant carrier for Sint Maarten residents — particularly those with ties to other Dutch Caribbean islands or who prefer a carrier with a strong local presence.

Products Available Through Compass

Coverage Strengths

• ✓Over 80 years of experience in the Dutch Caribbean insurance market
• ✓Deep familiarity with Sint Maarten's regulatory and cultural environment
• ✓Life and health products tailored to Dutch Caribbean residents
• ✓Property coverage designed for the Caribbean's tropical weather risks
• ✓Regulated by the Central Bank of Curaçao and Sint Maarten (CBCS)
• ✓Established local presence across all six Dutch Caribbean islands

Claims Guidance

Compass Insurances will guide you through the ENNIA claims process. Here is what to expect:

1. Notify Compass promptly — Contact our office as soon as possible after an incident. We will advise you on the documentation required for your specific type of claim.
2. Collect supporting evidence — For property claims: photographs of damage, police reports if applicable, and repair estimates. For health claims: medical invoices and reports.
3. Complete the claim form — Compass will assist you in completing the ENNIA claim form in full and submitting it with all required attachments.
4. ENNIA assessment — ENNIA's claims team will review your submission. For property claims, an assessor may be appointed to inspect the damage.
5. Settlement — Once approved, ENNIA will process payment to the policyholder or arrange repairs through their network.

Frequently Asked Questions