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🏗️Business Coverage

Construction All Risk Insurance

Construction projects in Sint Maarten face unique risks from hurricanes, theft, and site accidents. Construction all risk insurance may help protect your project from start to finish, covering works, equipment, and third-party liability exposures.

What this can help protect

Coverage options may include the following, subject to policy terms and underwriting requirements. Not all risks are automatically covered.

Contract Works & Materials

Coverage options may include damage to the works under construction, including materials and temporary structures, from fire, storm, theft, and other covered perils.

Plant & Equipment

May help cover damage to or theft of construction plant, machinery, and equipment on site, subject to policy terms and underwriting requirements.

Third-Party Liability

Coverage options may include liability for bodily injury or property damage caused to third parties arising from construction operations, subject to policy limits.

Existing Structures

Some policies may extend to cover damage to existing structures on or adjacent to the construction site, subject to policy definitions and carrier requirements.

Delayed Start-Up

Coverage options may include financial losses arising from delays in project completion caused by a covered insured event, subject to policy terms.

Maintenance Period Cover

Some policies may include a maintenance period extension covering defects discovered after practical completion, subject to policy terms and duration limits.

Ready to protect your construction project?

Speak with a Compass advisor about construction all risk coverage options. Subject to policy terms and underwriting.

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